Innovative solutions enhance access to last-mile
Streamlined distribution process:
i. Urban and semi-urban areas:
To address the unique needs of urban and semi-urban areas through digital integration, we collaborate with insurance companies and distribution partners such as:
- Digital wallets
- E-commerce platforms
- Mobile Network Operators (MNOs)
- Internet service providers
By integrating our digital solutions with these partners, we ensure seamless access to risk transfer products for urban and semi-urban beneficiaries.
ii. Rural areas:
For rural areas, we partner with:
- Micro-finance institutions
- Cooperatives
- Agro-vets
- Local vendors
Our goal is to reach the last-mile population and address their risk transfer needs against climate-induced disasters. Stonestep provides its own digital solutions to these distribution partners, enabling efficient and low-cost insurance administration and delivery to remote communities. Stonestep manages the distribution approach based on need, feasibility, and accessibility to ensure efficient delivery of risk transfer products across populations in need.
Stonestep employs a dual-stream process to address the diverse needs of beneficiaries with unique features of risk transfer products and has adaptative capability based on need. We categorize beneficiaries into Urban, Semi-Urban, and Rural areas, tailoring distribution strategies to ensure easy access for all. As an intermediary, Stonestep facilitates B2B services, working with insurance companies and distribution partners to enhance coverage and efficiency.